Live — Processing ₹100Cr+ monthly

Every Indian payment, one API.

PayTrix handles UPI, cards, net banking, and wallets so your team can focus on the product, not the plumbing.

Accepted networks
Live transactions
  • ₹4,299 UPI success 0.3s ago
  • ₹12,000 Card success 1.1s ago
  • ₹899 Wallet success 2.4s ago
  • ₹7,500 UPI success 3.2s ago
  • ₹2,199 Card success 4.8s ago
4532 8421 7650 3219
VALID THRU
12/29
Premium Account
50+
Payment Options
97%+
Transaction Success
1M+
Monthly Transactions
24/7
Support & Monitoring
Trusted by teams building on

Comprehensive payment processing features

Robust payment infrastructure with modern APIs, intelligent routing, and real-time monitoring for seamless transaction processing.

Multiple Payment Methods

Accept credit/debit cards, UPI, net banking, and digital wallets through a unified API. Smart routing across multiple payment processors ensures optimal success rates.

Fast & Reliable Performance

Fast API response times with robust infrastructure. Optimized for reliable payment processing and smooth checkout experiences with 98-99% uptime.

Flexible Payouts

Flexible payout schedules and automated settlements. Support for bulk transfers, split payments, and comprehensive reconciliation tools.

Multi-Layer Security

Multi-layered security with IP whitelisting, JWT authentication, transaction velocity checks, and customizable fraud rules to protect your business.

Developer-Friendly

RESTful APIs with comprehensive documentation, webhook support, sandbox environment for testing, and clear integration guides to get you started quickly.

Real-Time Monitoring

Real-time transaction monitoring, detailed analytics dashboards, customizable alerts, and comprehensive reporting for complete visibility into your operations.

From zero to live in an afternoon.

Three steps. No ceremony. Real money moving by end of day.

01
Create API credentials
Sign up, verify your business, and generate your live API key from the dashboard. Takes under 2 minutes.
~2 minutes
export PAYTRIX_KEY="sk_live_xxxx"
02
Make your first call
One POST request to create a payment. Our API returns in under 300ms. Copy from our examples, they just work.
~5 minutes
POST /v1/payments
"amount": 49900,
"method": "upi"
03
Go live
Swap your sandbox key for the live key. Your webhook endpoint is already subscribed. Ship it.
Same day
export PAYTRIX_KEY="sk_live_real"
// done. ship it.

From first call to production in an afternoon.

Our REST API speaks every language your stack understands. Pick your SDK and start processing in minutes, not days.

Request API Access
Idempotent by default Webhook retries Sandbox included
Request
curl https://apiBaseURL.com/v1/payments \
  -H "Authorization: Bearer sk_live_xxx" \
  -H "Idempotency-Key: req-001" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 49900,
    "currency": "INR",
    "method": "upi",
    "customer": {
      "email": "user@example.com",
      "phone": "+919876543210"
    }
  }'
const paytrix = require('@paytrix/node');
const client = new paytrix('sk_live_xxx');

const payment = await client.payments.create({
  amount: 49900,
  currency: 'INR',
  method: 'upi',
  customer: {
    email: 'user@example.com',
    phone: '+919876543210'
  }
});
import paytrix

client = paytrix.Client("sk_live_xxx")

payment = client.payments.create(
  amount=49900,
  currency="INR",
  method="upi",
  customer={
    "email": "user@example.com",
    "phone": "+919876543210"
  }
)
PaytrixClient client = new PaytrixClient("sk_live_xxx");

PaymentRequest req = PaymentRequest.builder()
  .amount(49900L)
  .currency("INR")
  .method("upi")
  .customerEmail("user@example.com")
  .customerPhone("+919876543210")
  .build();

Payment payment = client.payments().create(req);
client := paytrix.NewClient("sk_live_xxx")

payment, err := client.Payments.Create(
  context.Background(),
  &paytrix.PaymentParams{
    Amount:   49900,
    Currency: "INR",
    Method:   "upi",
    Customer: &paytrix.Customer{
      Email: "user@example.com",
      Phone: "+919876543210",
    },
  },
)
Response
200 OK — 287ms
{
  "id": "pay_2xKmN8qR3vLp",
  "status": "success",
  "amount": 49900,
  "currency": "INR",
  "method": "upi",
  "utr": "423876543210",
  "created_at": 1708882714,
  "idempotent": false,
  "customer": {
    "email": "user@example.com"
  },
  "webhook_sent": true
}
Integration Options

Choose Your Integration Path.

PayTrix supports two distinct integration modes. Both are fully supported, both use the same API. The difference is in who owns the payment page experience.

Zero Frontend Work Non-Seamless

Hosted Page

PayTrix-Hosted · Rapid Integration

PayTrix hosts the payment page. You redirect your customer to our secure session URL. After payment completion, they are returned to your redirect URL. No frontend integration required.

Customer
Your App
PayTrix Page
Bank
Your App
  • Zero frontend development — redirect and return
  • PayTrix hosts and manages the UPI payment page entirely
  • Customer returns to your redirectUrl post-payment
  • Integrate and go live in under an hour
Best for Quick launch, MVPs, backends without a payment UI
Use Hosted Page

Enterprise-grade security, by default.

Every PayTrix integration ships with multi-layer protection, no extra configuration required.

HMAC-SHA256 Request Signing
Every inbound request is verified against a cryptographic signature. Replay attacks and forged webhooks are rejected before processing.
JWT Authentication
Stateless, short-lived tokens with instant revocation. Zero-trust architecture means no session storage and no stale credentials.
Transaction Velocity Limits
Configurable per-merchant and per-card velocity caps. Automated fraud signals escalate to your alert channel in real time.
IP Whitelisting
Lock API access to your server IP ranges. Any request from outside the allowlist is rejected at the edge, before it reaches your application.

Compliance certifications

PCI DSS Level 1
Highest cardholder data security standard
ISO 27001
Certified security management infrastructure
256-bit TLS
End-to-end encryption on every connection
RBI Compliant
Full compliance with RBI payment guidelines
All systems operational
API 99.97% uptime
Webhook 99.91%
P99 latency 287ms
Status page →

Trusted by teams building real products.

Developers and founders across India chose PayTrix to move fast and stay compliant.

"Integrated PayTrix in under an hour. The API is exactly what a developer wants — predictable, fast, and the error messages actually tell you what went wrong."

AK
Arjun Krishnan
CTO, ShopEasy India

"We switched from a large provider and immediately saw a 12% jump in UPI success rates. The intelligent routing alone paid for itself in the first week."

PS
Priya Suresh
Founder, KeralaKart

"PayTrix support actually picks up. We had a webhook issue at 11pm and had it resolved inside 20 minutes. That level of service is rare for a payment gateway."

RN
Rahul Nair
Engineering Lead, FreshBox

Flexible pricing for businesses

Competitive pricing customized to your transaction volume and business requirements. Contact us for a detailed quote.

Startups

Growth

Ideal for startups and growing businesses

  • All payment methods
  • API access & webhooks
  • Email support
  • Standard reconciliation
  • Basic security features
Contact Sales
Large Scale

Custom

Custom solutions for enterprises with specific requirements

  • Everything in Enterprise
  • Volume-based pricing
  • SLA guarantees
  • White-label solutions
  • Custom deployment options
  • Dedicated infrastructure
Contact Sales

All plans include competitive transaction rates. Volume discounts available. Contact our sales team for a custom quote tailored to your business needs.

Get in touch

Ready to transform your payment infrastructure? Our team is here to help you get started.

Email

support@thepaytrix.com

For general inquiries and support

Office

PayTrix Technologies Pvt. Ltd.

India

Schedule a Demo

Book a personalized demo with our team to see how PayTrix can streamline your payment operations.

Book Demo

Common questions.

If you don't see your question here, drop us an email and we'll get back within the hour.

Ask us anything
  • Most developers make their first successful payment in under 15 minutes using our cURL examples. A full production integration with webhook handling typically takes 2–4 hours. We maintain step-by-step guides for every major stack.

  • PayTrix supports UPI (including UPI AutoPay), all major debit and credit cards (Visa, Mastercard, RuPay), net banking across 50+ banks, and popular wallets including Paytm, PhonePe, and Amazon Pay. BNPL and EMI options are available on request.

  • Yes — every account comes with a full sandbox environment that mirrors production exactly, including webhooks, refunds, and failure scenarios. Switch between sandbox and live with a single key swap. No separate signup required.

  • Standard settlement is T+2 for cards and net banking, and T+1 for UPI. Enterprise and volume-based plans can negotiate same-day or T+0 settlement. All settlements are made directly to your registered bank account.

  • Refunds are initiated via a single API call and typically reflect in the customer's account within 5–7 business days (card network timelines apply). Full and partial refunds are both supported. Refund status is available via webhook or polling.

  • Yes — UPI AutoPay and card-on-file recurring mandates are fully supported. You can create, pause, update, and cancel mandates via the API. Mandate notifications are sent automatically to customers per RBI guidelines.

Get started today

Stop struggling with payment infrastructure. Start shipping.

Join hundreds of businesses that trust PayTrix to move money reliably. Your first payment takes under 15 minutes.

99.97%
API Uptime
< 300ms
P99 Latency
₹100Cr+
Monthly Volume
15 min
To First Payment